What To Do If You Have Been In an Auto Accident in Lowell Massachusetts

Once an auto accident happens, your entire world can be thrown off-kilter. Getting back on your feet afterward can take months, and there are some people who never get back to where they were. So what can you do to minimize the damage? Here are some important things to do as soon as you’re involved in an accident.

1. Assist the other driver and get medical care for the injured

Your first duty is to make sure everyone who needs medical attention gets it. Never run from a crash, ever. That will jeopardize your chances of getting any compensation. You could also receive additional charges and criminal penalties for running.

2. Trade information

While you’re waiting for the paramedics and the police, exchange information with the other driver. You’ll need the name of the driver, their contact information, and their insurance information. If at all possible, get this before the paramedics take you and your loved ones to the hospital. You may be able to obtain this information from the police if you were the one that was injured since they will be required to take it for their reporting.

3. Document as much as you can

You will need to give a statement to the insurance company about what happened. This statement will be much stronger if you can back it up with documentation. If you can, take photos of the crash scene and have the doctor write out a clear explanation of your injuries. If you had passengers, take statements from them about their perspective. But don’t talk with the insurance company yet…

4. Contact a personal injury lawyer

A local personal injury lawyer will know how to frame your request tothe insurance company so you can get the best initial offer. They may also point you to additional sources of documentation you may wish to include. The initial consultation for lawyers is free, so you have nothing to lose by going to them for advice.

5. When Must An Accident Report Be Filed ?

“ M.G.L.( Massachusetts General Law Chapter 90, Section 26 requires a person who was operating a motor vehicle involved in a crash in which (i) any person was killed or (ii) injured or (iii) in which there was damage in excess of $1,000 to any one vehicle or other property, to complete and file a Crash Operator Report with the Registrar within five (5) days after such crash (unless the person is physically incapable of doing so due to incapacity). The person completing the report must also send a copy of the report to the police department having jurisdiction on the way where the crash occurred. If the operator is incapacitated but is not the vehicle’s owner, the owner is required to file the crash report within the five (5) days based on his/her knowledge and information obtained about the crash. The Registrar may require the owner or operator to supplement the report and he/she can revoke or suspend the license of any person violating any provision of this legal requirement. A police department is required to accept a report filed by an owner or operator whose vehicle has been damaged in a crash in which another person unlawfully left the scene even if damage to the vehicle does not exceed $1,000*
*Commonwealth of Massachusetts Motor Vehicle Crash Operator Report

6. No insurance?

The good news is that Massachusetts has one of the lowest percentages of uninsured drivers in the country and as a “no-fault” state each driver or his insurance pays for your injuries and damages and those of any passengers. You are required to have bodily injury by an uninsured auto and damage to someone else’s property. Coverage amounts will vary. You may also have additional uninsured motorist coverage limits on your policy for added protection.

7. More questions?

Please call the Law Office of Jeffrey A Young 978-654-6670 or visit our website www.lowellmainjurylawyer.com

Teenagers Leading category of Traffic Fatalities In Lowell, Mass.

The latest statistics from the Massachusetts Registry of Motor Vehicles is an eye opener. Automobile crashes are the leading cause of death for teenagers nationwide and in Massachusetts. The statistics show that new drivers are four times more likely to be killed and fourteen times more likely to be injured than any other demographic. Teens are also twice as likely to kill a passenger in their car.

The main causes of car crashes were speed and inexperience. Distracted driving including texting, phone usage and distraction from passengers, often play a role. Alcohol, failure to wear a seat belt, and emotional distractions are additional factors.

Proper auto driver’s training reinforced by parental supervision are keys to educating and ensuring responsibility amongst teenage drivers in Lowell and surrounding communities. If you are in an auto accident, contact a Lowell area personal injury lawyer to ensure that you are aware of all laws and proper insurance guidelines. It is always best to speak to an attorney that specializes in auto accident cases prior to talking to an insurance company adjuster or lawyer.

Auto Accident Law Lowell Massachusetts 2015

The goal of this blog is to provide specific information relating to auto accidents and motor vehicle accidents and injuries specific to the Lowell Massachusetts area. The general public is typically unaware as to their rights under the Commonwealth of Massachusetts laws as they relate to vehicular laws and injuries. As a practicing lawyer in Lowell Ma., I have a familiarity with the laws, legal system and the insurance companies involved in most vehicular accident and liability cases. By specializing in the accident and personal injury area of law, I am able to best represent my clients in their dealings with the legal system and insurance adjusters. For additional information please visit my website: www.lowellmainjurylawyer.com.

Attorney Jeffrey A. Young