What Is A Personal Injury Lawyer in Lowell?

Understanding the services of a personal injury attorney in detail.

By definition, personal injury is stated as an injury that is inflicted on an individual due to the negligence or carelessness of another. Sometimes cases of personal injury can result in minor consequences for example, a minor bruise or cut, however, there is an equal chance of the victim  getting disabled or seriously injured in an accident that can change the course of one’s life. In cases like these, the services of a personal injury lawyer are considered to seek compensation for the physical and psychological damage that occur and financial loss due to time off from work and/or medical expenses now or in the future

Typically, personal injury attorneys handle cases that fall under Tort Law. They deal with cases of work injuries, automobile accidents, motorcycle accidents defective products, medical mistakes, slip and fall accidents and more.

Usually a personal injury attorney will settle cases out of court although personal injury lawyers are also know as Trial lawyers even though their cases seldom reach trial stage. In cases where there is no out of court settlement, the process may take longer.

Before a case is taken by an attorney meetings with the client take place to ascertain the details and for the prospective client to decide if they feel that the attorney is a good fit. The attorney is also trying to see if there is a legal basis for the case.

A personal injury attorney will better ensure that fair compensation is received by the client in the courts. In the Greater Lowell and Merrimack Valley community, there are many lawyers that present themselves as personal injury lawyers. It is always best to do your research and check out the potential lawyers experience in successfully handling injury and accident cases similar to yours.

Frequently Asked Questions On Work Injuries In Massachusetts

The following information is derived from the Commonwealth of Massachusetts website, Labor and Workforce Development.

Question: After I am injured on the job how long does it take for the insurance company to begin sending checks?

Answer: “When you have been unable to earn full wages for five (5) or more full or partial calendar days due to an injury on the job, your employer has seven (7) days, not including Sundays and legal holidays, from the fifth date of loss, to report the injury to its insurance company. The insurance company then has 14 calendar days from receipt of the first report of injury to mail you a check or, if it intends to contest the claim, to send you a form stating its reasons for denying compensation”.

Question: If I am injured on the job and have to go to the hospital for treatment, does my employer pay me for the entire day?

Answer: “The only requirement under state law is that your employer needs to pay you for the hours you actually worked. If your employer does pay you for just the hours you worked, then the day you were injured would be considered the first day of disability. If your employer paid you for the entire day, or shift, then the next day would be considered the first day of disability.”

Question:  The insurance company sent me a notice about having their doctor examine me. Do I have to go? Do they have to reimburse me for lost wages?

Answer:”You are compensated for lost work time only if you are going for a medical evaluation at the insurer’s request and the appointment conflicts with your normal, scheduled working hours.”

Question: How long to I have to file a claim after injury?

Answer:”Under MGL c. 152 § 41 for injuries on or after January 1, 1986, a claim must be filed with the insurer within four (4) years of the date an employee becomes aware of the causal connection between their disability and their employment. In the case of the death of an employee, the claim must be within four (4) years of death. If you receive a Notification of Denial – Form 104, you would have four (4) years from the date you received it to appeal the denial”.

For more information regarding your rights as an employee please go to the Commonwealth of Massachusetts website.

I hope that this information is helpful to you if you have experienced an on the job injury. You may also contact me for a no-obligation meeting to learn more about your case. www.lowellmainjurylawyer.com.

What To Do If You Have Been In an Auto Accident in Lowell Massachusetts

Once an auto accident happens, your entire world can be thrown off-kilter. Getting back on your feet afterward can take months, and there are some people who never get back to where they were. So what can you do to minimize the damage? Here are some important things to do as soon as you’re involved in an accident.

1. Assist the other driver and get medical care for the injured

Your first duty is to make sure everyone who needs medical attention gets it. Never run from a crash, ever. That will jeopardize your chances of getting any compensation. You could also receive additional charges and criminal penalties for running.

2. Trade information

While you’re waiting for the paramedics and the police, exchange information with the other driver. You’ll need the name of the driver, their contact information, and their insurance information. If at all possible, get this before the paramedics take you and your loved ones to the hospital. You may be able to obtain this information from the police if you were the one that was injured since they will be required to take it for their reporting.

3. Document as much as you can

You will need to give a statement to the insurance company about what happened. This statement will be much stronger if you can back it up with documentation. If you can, take photos of the crash scene and have the doctor write out a clear explanation of your injuries. If you had passengers, take statements from them about their perspective. But don’t talk with the insurance company yet…

4. Contact a personal injury lawyer

A local personal injury lawyer will know how to frame your request tothe insurance company so you can get the best initial offer. They may also point you to additional sources of documentation you may wish to include. The initial consultation for lawyers is free, so you have nothing to lose by going to them for advice.

5. When Must An Accident Report Be Filed ?

“ M.G.L.( Massachusetts General Law Chapter 90, Section 26 requires a person who was operating a motor vehicle involved in a crash in which (i) any person was killed or (ii) injured or (iii) in which there was damage in excess of $1,000 to any one vehicle or other property, to complete and file a Crash Operator Report with the Registrar within five (5) days after such crash (unless the person is physically incapable of doing so due to incapacity). The person completing the report must also send a copy of the report to the police department having jurisdiction on the way where the crash occurred. If the operator is incapacitated but is not the vehicle’s owner, the owner is required to file the crash report within the five (5) days based on his/her knowledge and information obtained about the crash. The Registrar may require the owner or operator to supplement the report and he/she can revoke or suspend the license of any person violating any provision of this legal requirement. A police department is required to accept a report filed by an owner or operator whose vehicle has been damaged in a crash in which another person unlawfully left the scene even if damage to the vehicle does not exceed $1,000*
*Commonwealth of Massachusetts Motor Vehicle Crash Operator Report

6. No insurance?

The good news is that Massachusetts has one of the lowest percentages of uninsured drivers in the country and as a “no-fault” state each driver or his insurance pays for your injuries and damages and those of any passengers. You are required to have bodily injury by an uninsured auto and damage to someone else’s property. Coverage amounts will vary. You may also have additional uninsured motorist coverage limits on your policy for added protection.

7. More questions?

Please call the Law Office of Jeffrey A Young 978-654-6670 or visit our website www.lowellmainjurylawyer.com