The following information is derived from the Commonwealth of Massachusetts website, Labor and Workforce Development.
Question: After I am injured on the job how long does it take for the insurance company to begin sending checks?
Answer: “When you have been unable to earn full wages for five (5) or more full or partial calendar days due to an injury on the job, your employer has seven (7) days, not including Sundays and legal holidays, from the fifth date of loss, to report the injury to its insurance company. The insurance company then has 14 calendar days from receipt of the first report of injury to mail you a check or, if it intends to contest the claim, to send you a form stating its reasons for denying compensation”.
Question: If I am injured on the job and have to go to the hospital for treatment, does my employer pay me for the entire day?
Answer: “The only requirement under state law is that your employer needs to pay you for the hours you actually worked. If your employer does pay you for just the hours you worked, then the day you were injured would be considered the first day of disability. If your employer paid you for the entire day, or shift, then the next day would be considered the first day of disability.”
Question: The insurance company sent me a notice about having their doctor examine me. Do I have to go? Do they have to reimburse me for lost wages?
Answer:”You are compensated for lost work time only if you are going for a medical evaluation at the insurer’s request and the appointment conflicts with your normal, scheduled working hours.”
Question: How long to I have to file a claim after injury?
Answer:”Under MGL c. 152 § 41 for injuries on or after January 1, 1986, a claim must be filed with the insurer within four (4) years of the date an employee becomes aware of the causal connection between their disability and their employment. In the case of the death of an employee, the claim must be within four (4) years of death. If you receive a Notification of Denial – Form 104, you would have four (4) years from the date you received it to appeal the denial”.
For more information regarding your rights as an employee please go to the Commonwealth of Massachusetts website.
I hope that this information is helpful to you if you have experienced an on the job injury. You may also contact me for a no-obligation meeting to learn more about your case. www.lowellmainjurylawyer.com.